Described as "a corporate budget system for loss mitigation," SMART™ (Systems Methodology Applied to Risk Termination) is implemented as a permanent element of each client's management structure.

Our flagship product is designed to systematically and collectively identify, evaluate, rank, and manage every conceivable type of risk – legal, political, technological, cultural, financial, social, or reputational.

It has been successfully utilized in a wide variety of applications: telecommunications, health care, criminal justice, offshore oil drilling, coal mining, commercial space, petrochemicals, environmental protection, mass transit, food processing, nuclear power, aviation, and terrorism control.

SMART™ consists of the following 10 sequential steps:

• Define the client’s KNOWN INPUTS and DESIRED OUTPUTS
• Build a FUNCTIONAL MODEL that transforms the client’s known inputs into its desired    outputs
• Create RISK SCENARIOS for every element of the client’s functional model
• Prepare COUNTERMEASURES for every risk scenario
• Determine full COST of every countermeasure
• Set CRITERIA for risk scenario severity, probability, and countermeasure cost
• Establish a client RISK JURY to evaluate each risk scenario against criteria
• Assemble evaluated scenarios into a RISK TOTEM POLE™
• Implement RISK CONTROLS for significant risks
• Keep Risk Totem PoleTM UP-TO-DATE

There are three phases of SMART™ for each client:

Getting SMART™
implementing a proactive management infrastructure -- under professional guidance -- which consists of logical and progressive steps culminating in the executive's Risk Totem Pole™.

Being SMART™
realizing the unique benefit of controlling every type of risk from a positive perspective that foresees and precludes risks on a cost-effective basis -- allowing managers at all levels to invest wisely the limited resources available to control losses.

Staying SMART™
maintaining top proficiency of risk decision-making by incorporating the latest upgraded techniques and concepts developed during ongoing application of SMART™ by its broad base of users.

There is a remarkably close parallel between a client’s financial budget and a Risk Totem Pole™.

They both provide top management with:
• Information for proactive decision-making.
• Guidelines for efficient resource allocation.

SMART™ is your answer to MANAGING your risk!